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Your complete guide to private health insurance, from understanding the basics to comparing policies and choosing the right cover for you and your family.

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53 articles

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Private Health Insurance UK | Compare PMI Quotes Private health insurance from leading UK insurers. Compare PMI quotes, understand what Guide Read article →
International Health Insurance | IPMI for UK Expats International private medical insurance for UK expats, digital nomads and overseas workers. Compare global health cover with Insured Health. Guide Read article →
Business Health Insurance | Group PMI for UK Companies Group private medical insurance for UK businesses. Cover your team, attract talent, and reduce sick days. Compare quotes with Insured Health. Business & Protection Read article →
Individual & Family Health Insurance UK Private health insurance for individuals, couples and families in the UK. Compare quotes and get FCA-regulated advice from Insured Health. Guide Read article →
Health Insurance for Self-Employed & Freelancers UK Private medical insurance for self-employed, freelancers and contractors. Reduce time off, protect your income, and compare cover with Insured Health. Guide Read article →
Private Medical Insurance for Company Directors UK Private health insurance for limited company directors. Pay through the company, claim corporation tax relief, and compare quotes with Insured Health. Business & Protection Read article →
Expat Private Medical Insurance | UK Expats Cover Private medical insurance for UK expats living abroad. Compare global health cover for expats, families and overseas workers with Insured Health. Guide Read article →
Health Insurance with Pre-Existing Conditions UK Can you get private health insurance with a pre-existing condition? Yes; here Health Conditions Read article →
How Does Private Health Insurance Work in the UK? How private health insurance works in the UK, from premiums and underwriting to claims and treatment. A plain-English guide from Insured Health. Guide Read article →
What Does Private Health Insurance Cover in the UK? An overview of what Private Health Insurance will cover you for. Guide Read article →
What Private Health Insurance Doesn't Cover | UK Exclusions The trust about what Private Health Insurance doesn't cover. Guide Read article →
How Are Private Health Insurance Premiums Calculated? How UK private health insurance premiums are calculated; age, postcode, cover level, excess, claims history and more. Insured Health explains. Guide Read article →
Full Medical Underwriting vs Moratorium | UK PMI Explained Full Medical Underwriting vs Moratorium for UK private health insurance, which is better and how each handles pre-existing conditions. Insured Health explains. Guide Read article →
How to Make a Private Health Insurance Claim | UK Guide How to make a UK private health insurance claim, step by step, from GP referral to consultant choice and treatment authorisation. Insured Health explains. Guide Read article →
How to Switch Private Health Insurance Without Losing Cover Switch your UK private health insurance without losing cover for accepted conditions. CPME explained. Free switching help from Insured Health. Guide Read article →
Private Health Insurance Renewal | UK Strategy Guide Avoid premium shock at PMI renewal. How to challenge increases, when to switch, and how to keep your cover under control. Insured Health Guide Read article →
NHS vs Private Healthcare in the UK | Honest Comparison NHS vs private healthcare in the UK; a fair comparison of speed, choice, cost and quality. Insured Health helps you decide if PMI is worth it. Comparisons Read article →
How to Buy Private Health Insurance Online | UK Guide Step-by-step guide to buying private health insurance online in the UK. Compare quotes, choose cover, complete underwriting. Insured Health walks you through it. Guide Read article →
Maternity & Pregnancy Cover on UK Health Insurance What private health insurance covers for maternity and pregnancy in the UK; routine care, complications, and the international plans that go further. Health Conditions Read article →
Mental Health Cover on UK Private Health Insurance What UK private health insurance covers for mental health; therapy, inpatient care, session limits, and which insurers are strongest. Insured Health explains. Health Conditions Read article →
Cancer Cover on UK Private Health Insurance | What's Included How UK private health insurance covers cancer; diagnosis, treatment, advanced therapies, and what to look for in a policy. Insured Health explains. Health Conditions Read article →
UK Private Hospital Networks Explained | Spire, Nuffield, HCA Understand UK private hospital networks; Spire, Nuffield, HCA, Ramsay and others. Learn how hospital lists affect your PMI policy and price. Guide Read article →
Virtual GP and Digital Health Benefits on UK PMI How virtual GPs and digital health benefits work on UK private health insurance; same-day appointments, prescriptions, and what each insurer offers. Guide Read article →
Wellness & Lifestyle Perks on UK Health Insurance What wellness perks come with UK private health insurance; gym discounts, rewards, health checks and apps. Insured Health explains the genuine extras. Guide Read article →
Tax Implications of Private Health Insurance UK Tax treatment of UK private health insurance; employer-paid PMI, P11D benefit-in-kind, corporation tax relief. Insured Health explains the basics. Guide Read article →
Private Health Insurance for Over 50s in the UK Private medical insurance for the over-50s in the UK. Compare cover, manage rising premiums, and find policies that handle pre-existing conditions well. Guide Read article →
Bupa Health Insurance UK | Overview & Who It Suits An independent overview of Bupa private health insurance in the UK; cover, hospital list, virtual GP and who it suits. Insured Health quotes Bupa as part of a whole-of-market comparison. Insurers Read article →
AXA Health Insurance UK | Overview & Who It Suits An independent overview of AXA Health private medical insurance in the UK; cover, hospital list, Doctor at Hand and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
Vitality Health Insurance UK | Overview & Rewards An independent overview of Vitality private health insurance in the UK; cover, the Vitality programme, rewards, and who it suits. Whole-of-market quotes from Insured Health. Insurers Read article →
Aviva Health Insurance UK | Overview & Who It Suits An independent overview of Aviva private health insurance in the UK; cover, virtual GP, and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
WPA Health Insurance UK | Overview & Who It Suits An independent overview of WPA private health insurance in the UK; cover, modular benefits and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
Freedom Health Insurance UK | Overview & Who It Suits An independent overview of Freedom Health Insurance in the UK; cover, modular benefits, and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
Private Health Insurance FAQs | UK PMI Questions Answered Common questions about UK private health insurance answered: cost, cover, claims, switching, pre-existing conditions and more. From Insured Health. Reference Read article →
Is Private Health Insurance Worth It in 2026? An Honest Guide Is UK private health insurance worth the money? An honest, broker Comparisons Read article →
Self-Pay vs Private Health Insurance: Which Is Better for You? Should you self-pay for private treatment or take out health insurance? An honest UK comparison covering costs, predictability, and when each one wins. Comparisons Read article →
How to Get Cheaper Private Health Insurance: 12 Ways to Cut Your Premium Twelve practical ways to lower your UK private health insurance premium without losing meaningful cover. A working broker Comparisons Read article →
Couples' Health Insurance UK | Joint Private Medical Cover Explained How joint private health insurance works for UK couples; costs, underwriting, when to combine policies, and when to keep them separate. Guide Read article →
Children's Health Insurance UK | Private Medical Cover for Kids How private health insurance for children works in the UK; cost, what Guide Read article →
Health Insurance with Pre-Existing Conditions or a Disability An honest guide to buying UK private health insurance when you have a chronic illness, disability, or significant medical history. What Health Conditions Read article →
Income Protection Insurance UK | A Plain-English Overview An informational overview of UK income protection insurance; how it works, who it suits, and how it differs from private health insurance. Business & Protection Read article →
Critical Illness Cover UK | A Plain-English Overview An informational overview of UK critical illness cover; how it works, who it suits, and how it differs from private health insurance and life insurance. Business & Protection Read article →
Life Insurance UK | A Plain-English Overview An informational overview of UK life insurance; term cover, whole-of-life, and how it differs from private health insurance and critical illness cover. Business & Protection Read article →
Healthcare Cash Plans UK | What They Are and Who They Suit An overview of UK healthcare cash plans; how they work, what Business & Protection Read article →
Group Life and Group Income Protection | UK Employer Cover Explained An overview of UK group life insurance and group income protection; how employer schemes work, costs, and how they fit with private medical insurance. Business & Protection Read article →
Private Healthcare Without Insurance | A UK Self-Pay Guide How to access UK private healthcare without insurance; typical self-pay costs, where to go, and when self-pay beats taking out a policy. Guide Read article →
NHS Waiting Times in 2026 | What's Driving Demand for Private Cover An overview of UK NHS waiting times in 2026; what Guide Read article →
PMI Cover Tiers Explained | Comprehensive vs Mid-Tier vs Budget Comprehensive, mid-tier, budget; UK private health insurance tiers compared. What each level typically covers and how to choose. Guide Read article →
The Exeter Health Insurance UK | Overview & Who It Suits An independent overview of The Exeter private health insurance UK; cover, modular structure, and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
National Friendly Health Insurance UK | Overview & Who It Suits An independent overview of National Friendly private health insurance UK; cover, mutual structure, and who it suits. From Insured Health. Insurers Read article →
Benenden Health UK | Overview & Who It Suits An independent overview of Benenden Health in the UK; discretionary mutual healthcare, what it covers, and how it differs from traditional PMI. Insurers Read article →
Saga Health Insurance UK | Overview & Who It Suits An independent overview of Saga health insurance in the UK; over-50s focus, cover features, and who it suits. Whole-of-market comparison from Insured Health. Insurers Read article →
Private Health Insurance Glossary | UK PMI Terms Explained A plain-English glossary of UK private health insurance terms, from acute condition to underwriting. From Insured Health. Reference Read article →
10 Things You Didn't Know Were Covered by Private Health Insurance Ten genuinely useful but often overlooked benefits on UK private health insurance, from virtual GP to home nursing and second opinions. Guide Read article →
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